SITUATIONAL SOCIAL SECURITY BLOG

Social Security Benefits: Surviving Spouse - Deemed Filing
Thursday, September 9, 2021

Hey Marc! - I have a client that we are working with who has questions about her widow benefit. The husband passed away, and the wife is age 58 and is eligible to receive a widow's benefit at age 60. Her FRA is 67. I looked back on the NSSA training and found that deemed filing does NOT apply. Doesn't this mean, that the client can claim her own SS benefit and wait to take her widow benefit until her FRA so that it isn't reduced?

Answer - You are correct that DEEMED FILING does not apply to surviving spouses. A surviving spouse may begin their own retirement benefit at age 62 and switch to a full widow(er) benefit at FRA or begin the widow(er) benefit at age 60 and switch to their own benefit as late as age 70. You are a quick learner!



 
 
Subscribe To Our Blog

Blog Categories

  • General
  • Hey Marc
    • 09/09/2021 - Social Security Benefits: Surv
    • 09/08/2021 - Social Security Benefits: Dela
    • 09/07/2021 - Social Security Online Account
  • Situational Social Security
 
Get news from Premier Social Security Consulting in your inbox. SIGN UP FOR UPDATES

TESTIMONIALS

 

FEATURED ON

 
COPYRIGHT © 2021. PREMIER SOCIAL SECURITY
CONSULTING, LLC. ALL RIGHTS RESERVED | DISCLAIMER

Follow us on Facebook
Follow us on Twitter
Follow us on LinkedIn
NSSA Discussions

CONTACT INFO

Premier Social Security Consulting, LLC
7361 East Kemper Road Unit B
Cincinnati, Ohio 45249


513-218-8505 (Cell)
513-247-0526
1-800-518-0761

Hey Marc!

Hey Marc! represents Social Security questions and answers. We receive questions from advisors and the public on many Social Security topics. Hey Marc! also includes PROBING QUESTIONS advisors need ask to uncover additional Social Security benefits. Subscribe to Hey Marc! for $99 per year. Questions will be delivered to your mailbox each week day.